To Your Good Health (because as you'll see, you'll need it!)
A. This is actually a variation of the phrase, "HEY MOE." Its roots go back to a concept pioneered by Moe of the Three Stooges, who discovered that a patient could be made to forget the pain in his foot if he was poked hard enough in the eye.
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the doctors in the plan. The doctors basically fall into two categories: those who are no longer accepting new patients, and those who will see you but are no longer participating in the plan. But don't worry, the remaining doctor who is still in the plan and accepting new patients has an office just a half-day's drive away and a diploma from a third world country.
A. No. Only those you need.
A. Certainly, as long as they don't require any treatment.
A. You'll need to find alternative forms of payment.
A. Poke yourself in the eye.
A. You really shouldn't do that.
A. Hard to say, but considering that all you're risking is the $20 co-payment, there's no harm in giving it a shot.
A. No, but if you call right now, you might get an appointment by then.